The Oriental Insurance Company Ltd. was founded in 1947 in Mumbai. Initially, it was owned by The Oriental Government Security Life Assurance Company Ltd. But in 2003 all the shares were transferred to the Central Government. The company is headquartered in New Delhi, has 29 Regional Offices and more than 1,800 operating officers spread across India. It also operates Overseas in Nepal, Kuwait, and Dubai.

The company was given the rating of iAAA by ICRA for its highest claims-paying ability. Oriental Insurance gives the benefit of customising protection plans for different needs, along with free benefit of emergency service. It has bagged many awards like “Best General Insurance - Public” and “Best Bank And Financial Institution Awards.”

Company Highlights (Key Features & Benefits)

1. Multiple Plan Options
The company is offering multiple car, bike, & commercial vehicle insurance plans to cater to your different needs. You can choose the one that insures your vehicle in unfortunate circumstances.

2. Claim Settlement Ratio
The claim settlement ratio provided by Oriental Insurance General Insurance in FY20:
Car 91.76%, Bike 91.76%, and Commercial Vehicle 91.76%

3. Network Garages
The company has 3,100+ authorized network garages spread across the country where you can get cashless claim settlement.

4.24*7 Customer Assistance
You can contact them for inquiries or complaints 24x7 and also for claim assistance through SMS, emails, and phone call, seven days a week.

5. No Claim bonus
They transfer the no-claim bonus from previous policy (maximum up to 50%) to you.

6.24*7 Roadside Assistance
Add-on benefit to choose 24x7 emergency roadside assistance, which is just a call or click away no matter where you are stuck in India.

7. Zero Depreciation
Avail unlimited benefits of zero depreciation cover, with add-on benefits.

8. Personal Accident Cover:
For Car - up to Rs. 15 Lakh
For Bike - up to Rs. 15 Lakh

9. Third-Party Coverage:
For Car - Up to Rs. 7.5 Lakh (Property Damage)
For Bike - up to Rs. 1 Lakh (Property Damage)

10. Add on Cover
There are multiple add-on covers like Personal Belongings Cover, Alternative Car Benefit, Free Benefit of Emergency Service.

Plans:

The Company is offering multiple car, bike, & commercial vehicle insurance plans to cater to your different needs. You can choose the one that insures your vehicle in best way. Plans are as follows:

• Comprehensive car insurance
• Third-party car insurance
• Standalone car insurance
• Standalone car insurance exclusions
• Usage-based motor insurance

Why to buy with FinSukh?

• Instant policy # within few minutes
• Huge Network of Local Advisors
• Lowest Price Guaranteed
• Guaranteed Claim Assistance
• No Commission for matching Advisor
• 24*7 Online Digital Support

How to buy with FinSukh.com
1. Tell us what you’re looking for
2. We find the best agents in your area
3. You connect with the local agents of your area
4. Presentation & Completion of Proposal
5. Delivery of final documents with support till policy term