A joint venture of ICICI Bank Limited and Fairfax Financial Holdings Limited, ICICI Lombard has secured a good position in the market. The company was established in 2001 and headquartered in Mumbai. It now has 273 branches and 840 virtual offices across India. ICICI Lombard is given iAAA stable rating by ICRA, which confirms the company's highest claim paying ability.

We provide general insurance solutions to secure you and your family against unexpected and untoward events. With ICICI Lombard, you can avail protection solutions for business, personal and project liabilities across rural as well as urban areas in India.

ICICI Lombard General Insurance has been consistently recognised for its customer-centric approach and innovative solutions at different award forums. These awards are a testimony to the trust reposed in the company by its customers.

The premium is affordable, provides easy renewals and quick claim settlement, and the additional covers only charge on normal extra premium.

Company Highlights (Key Features & Benefits)

1. Multiple Plan Options
The company is offering multiple car, bike, & commercial vehicle insurance plans to cater to your different needs. You can choose the one that insures your vehicle in unfortunate circumstances.

2. Claim Settlement Ratio
The claim settlement ratio provided by ICICI Lombard General Insurance in FY20:
Car 87.71%, Bike 85.71%, and Commercial Vehicle 85.71%

3. Network Garages
The company has over 4300 authorized network garages spread across the country where you can get cashless claim settlement.

4.24*7 Customer Assistance
You can contact them for inquiries or complaints 24x7 and also for claim assistance through SMS, emails, and phone call, seven days a week.

5. No Claim bonus
They transfer the no-claim bonus from previous policy (maximum up to 50%) to you.

6.24*7 Roadside Assistance
Add-on benefit to choose 24x7 emergency roadside assistance, which is just a call or click away no matter where you are stuck in India.

7. Zero Depreciation
Avail unlimited benefits of zero depreciation cover, with add-on benefits.

8. Personal Accident Cover:
For Car - up to Rs. 15 Lakh
For Bike - up to Rs. 15 Lakh

9. Third-Party Coverage:
For Car - Up to Rs. 7.5 Lakh (Property Damage)
For Bike - up to Rs. 1 Lakh (Property Damage)

10. Add on Cover
There are multiple add-on covers like Roadside Assistance Cover, Zero Depreciation Cover, Engine Protector, Loss of personal belongings cover, Garage Cash Cover and Consumable expenses, to downsize your liabilities.

Plans:

The Company is offering multiple car, bike, & commercial vehicle insurance plans to cater to your different needs. You can choose the one that insures your vehicle in best way. Plans are as follows:

• Comprehensive car insurance
• Third-party car insurance
• Standalone car insurance
• Standalone car insurance exclusions
• Usage-based motor insurance

Why to buy with FinSukh?

• Instant policy # within few minutes
• Huge Network of Local Advisors
• Lowest Price Guaranteed
• Guaranteed Claim Assistance
• No Commission for matching Advisor
• 24*7 Online Digital Support

How to buy with FinSukh.com

1. Tell us what you’re looking for
2. We find the best agents in your area
3. You connect with the local agents of your area
4. Presentation & Completion of Proposal
5. Delivery of final documents with support till policy term