Smart Kid Plan
ICICI Pru Smart Kid Solution Children Education Plan
What makes ICICI Prudential Smart Kid Solution special?
Growth of your money
You can potentially get an opportunity to increase your money by getting better returns and investing in equities and debt funds for a longer period. This combination helps you defeat inflation while protecting your investments.
Choose an investment strategy according to your child's needs
You want to manage your investment yourself, or have an expert do it for you. This plan makes you the best of both worlds. With a fixed portfolio strategy, you can manage your money by investing in equities and debt funds according to your risk appetite. Whereas with a lifecycle-based portfolio strategy, company carefully manage your funds to create an ideal balance of equity and debt funds based on your age.
Protect your loved ones even in your absence
This plan provides all-round protection to your child. In case of an unfortunate happening during the policy period, your child receives a lump sum. This amount will help cover regular expenses and will fund your child's education.
Get rewarded for staying invested for a long term
To reward you for being a loyal customer, the company further increases your savings with Loyalty Additions, which helps your money grow.
Wealth Boosters increase your savings further
The company also adds wealth boosters to increase your savings. It helps you to increase your money without making any additional investment.
Easy access to your money
Starting from the 6th policy year, you can withdraw a portion of your money according to your need. This makes sure that you have easy access to your money, while at the same time allowing the rest of your invested money to grow.
Get tax benefits
With this scheme, you can reduce your taxable income by investing up to `1.5 lakh under Section 80C. This will help you save tax. What's more, even transferring your funds from equity to debt or debt to equity is completely tax free *. The money you get on maturity / death is also completely tax free *.
https://www.iciciprulife.com/content/dam/icicipru/brochures/ICICI%20SmartKid%20Brochure%20Final.pdf
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