Today, heart attack and cancer are the most common major diseases. If you take a moment, you will definitely remember a friend or family member who has experienced these tragic events. Today, thanks to the wonders of modern medicine, people can fight these painful conditions and become victorious. However, the costs associated with recovery can put tremendous pressure on your finances.

To fight these costs, you need a plan that can give you what other traditional health plans may not provide - lump sum insurance payments upon detection (with no medical bills). This cash payment can help pay your medical costs and can also ensure that your income never stops.

Key benefits of ICICI Pru Heart / Cancer Prevention

• Affordable health cover: Get `20 lakh health insurance cover for heart and cancer at less than` 160 per month
• Family benefits for the couple: 5% discount on first year premium when you buy health cover for yourself and spouse
• Existing Customer Discount: 5% loyalty discount on first year premium for all existing customers
• Pay at diagnosis: Pays at diagnosis for any of the listed Minor / Major conditions
• Premium Waiver: Minor / Major claim due to accident or diagnosis of permanent disability
• Payment for Minor Conditions: Get up to 25% of the sum insured upon diagnosis of any covered minor conditions.
• Income Benefit: Get 1% of the Sum Assured as additional income for 5 years on diagnosis of major conditions
• Increase in Cover Benefit: Select this option to get a 10% increase in cover for each no-claim policy year

Why you should buy ICICI Pru Heart / Cancer Protect

• Protect yourself against cancer or heart problems or both
• Receive fixed pay-outs based on severity of condition, irrespective of actual billing
• Waiver of future premiums on minor cancer or minor heart conditions and even permanent disability
• Protect yourself to prevent health expenses, increasing the cover benefit that increases your cover every year
• Option to enhance your security by opting for additional cover such as hospital benefits and income benefits.
• Apart from payment from any other medical plans, get pay-out from this plan.
• Tax benefits will apply to premiums paid and benefits received as per prevailing tax laws.

https://www.iciciprulife.com/content/dam/icicipru/brochures/ICICI_Pru_Heart_Cancer_Protect.pdf