NiveshKaro.com ("we," "us," or "our") operates solely as an information and connection platform. This disclaimer outlines the terms of use and limitations of our service:

1. Nature of Service: We facilitate connections between users and local financial advisors but do not engage in selling financial products, providing financial advice, or handling claims. Our platform is for informational purposes only.
2. No Affiliation: We are not affiliated with, endorsed by, or in partnership with any financial advisors, insurance companies, investment firms, or financial institutions featured on our platform.
3. User Responsibility: Users are solely responsible for their own due diligence, decision-making, and any actions taken based on information obtained through our platform. This includes verifying the credentials and qualifications of any advisor they connect with.
4. No Personal Advice: The content on NiveshKaro.com is general in nature and does not constitute personal financial advice for any specific individual. It should not be relied upon as a substitute for professional advice.
5. Accuracy of Information: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.
6. Third-Party Content: Our platform may include content provided by third parties. We are not responsible for the accuracy, completeness, or reliability of any third-party information.
7. No Liability: NiveshKaro.com, its owners, employees, or affiliates shall not be liable for any financial losses, damages, or risks incurred through connections made on our platform or decisions based on information provided on our website.
8. Indemnification: By using our platform, you agree to indemnify and hold harmless NiveshKaro.com from any claims, damages, or expenses arising from your use of our service or any violation of these terms.
9. Changes to Service: We reserve the right to modify, suspend, or discontinue any part of our service at any time without notice.
10. Jurisdiction: Any disputes arising from the use of our platform shall be governed by the laws of [insert appropriate jurisdiction], without regard to its conflict of law provisions.
11. Risk Disclosure: Investing in financial products involves risks, including the potential loss of principal. Users should carefully consider their investment objectives, risks, charges, and expenses before investing.
12. No Guarantee of Results: Past performance is not indicative of future results. We do not guarantee any specific outcome or profit from using our platform or the services of advisors found through our platform.
13. Limitation of Liability: The maximum liability of Nivesh Karo.com for any claim, regardless of its nature, is limited to INR Rs. 1000 or the actual amount of damages, whichever is less.
14. Dispute Resolution: Any legal disputes arising from the use of our platform are subject to the exclusive jurisdiction of the courts in Thane district, Maharashtra. Users must first attempt to resolve any issues directly with Nivesh Karo.com before pursuing legal action. We request that users allow us 21 working days to address and attempt to resolve any complaints or disputes.
15. Agreement to Terms: By using Nivesh Karo.com, you acknowledge that you have read, understood, and agree to our Terms & Conditions, Privacy Policy, and this Disclaimer. If you do not agree with any part of these documents, you must not use our platform.
16. Contact Information: For any questions or concerns, please contact us at team@niveshkaro.com. We aim to respond to all inquiries within 21 working days.

These additions provide the necessary information about contact details, dispute resolution process, limitation of liability, and emphasize the importance of agreeing to the terms before using the platform.

By using NiveshKaro.com, you acknowledge that you have read, understood, and agree to this disclaimer. If you do not agree with any part of this disclaimer, please do not use our platform.

This disclaimer is subject to change without notice. It is your responsibility to review this disclaimer periodically for updates.