Terms and Conditions for Nivesh Karo.com
- Acceptance of Terms
1.1. By accessing or using Nivesh Karo.com (hereinafter referred to as the "Website" or "Platform"), you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, you must not use our Website.
1.2. These Terms and Conditions apply to all visitors, users, and others who access or use the Website.
- Changes to Terms
2.1. Nivesh Karo.com reserves the right to modify or replace these Terms and Conditions at any time. We will provide notice of any significant changes by posting the new Terms and Conditions on this page.
2.2. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms and Conditions.
2.3. You are advised to review these Terms and Conditions periodically for any changes.
- Description of Service
3.1. Nivesh Karo.com is an online platform that connects users with local financial advisors and insurance agents. We do not provide financial advice, sell financial products, or handle claims ourselves.
3.2. Our service is limited to facilitating connections between users and professionals based on the information provided by both parties.
3.3. We do not guarantee the quality, accuracy, or appropriateness of any advice or services provided by the financial advisors or agents on our platform.
- User Eligibility and Account
4.1. You must be at least 18 years old to use this Website.
4.2. To access certain features of the Website, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process.
4.3. You are responsible for maintaining the confidentiality of your account and password. You agree to notify us immediately of any unauthorized use of your account.
4.4. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.
- User Conduct
5.1. You agree not to use the Website: a) In any way that violates any applicable federal, state, local, or international law or regulation. b) To impersonate or attempt to impersonate Nivesh Karo.com, a Nivesh Karo.com employee, another user, or any other person or entity. c) To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which may harm Nivesh Karo.com or users of the Website. d) To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation. e) To collect or track the personal information of others.
5.2. You agree not to: a) Use the Website in any manner that could disable, overburden, damage, or impair the site. b) Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose. c) Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful. d) Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
- Intellectual Property Rights
6.1. The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by Nivesh Karo.com, its licensors, or other providers of such material and are protected by Indian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
6.2. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows: a) Your computer may temporarily store copies of such materials incidental to your accessing and viewing those materials. b) You may store files that are automatically cached by your Web browser for display enhancement purposes. c) You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
6.3. You must not: a) Modify copies of any materials from this site. b) Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text. c) Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.
- Information Sharing and Advisor Connections
7.1. By using our platform, you acknowledge and agree that we may share your basic details with matched financial advisors or agents. This information may include, but is not limited to, your name, contact information, and general financial interests or needs.
7.2. The purpose of this information sharing is to allow matched advisors or agents to provide you with relevant offers, plans, products, and services according to your interests and needs.
7.3. You understand and agree that once your information is shared with a matched advisor or agent, Nivesh Karo.com is not responsible for how that advisor or agent uses or protects your information. We strongly encourage you to review the privacy policies of any advisor or agent you choose to work with.
- Disclaimer of Warranties
8.1. You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.
8.2. To the fullest extent provided by law, we will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the website or any services or items obtained through the website or to your downloading of any material posted on it, or on any website linked to it.
8.3. Your use of the Website, its content, and any services or items obtained through the Website is at your own risk. The Website, its content, and any services or items obtained through the Website are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.
8.4. Neither Nivesh Karo.com nor any person associated with Nivesh Karo.com makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Website.
- Limitation of Liability
9.1. To the fullest extent permitted by applicable law, in no event will Nivesh Karo.com, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Website, any websites linked to it, any content on the Website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages.
9.2. The maximum liability of Nivesh Karo.com for any claim, regardless of its nature, is strictly limited to INR Rs. 1000 or the actual amount of damages, whichever is less.
- Indemnification
10.1. You agree to defend, indemnify, and hold harmless Nivesh Karo.com, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Website.
- Governing Law and Jurisdiction
11.1. These Terms and Conditions and any dispute or claim arising out of or related to them, their subject matter, or their formation shall be governed by and construed in accordance with the laws of India, without giving effect to any choice or conflict of law provision or rule.
11.2. Any legal suit, action, or proceeding arising out of, or related to, these Terms and Conditions or the Website shall be instituted exclusively in the courts of Thane district, Maharashtra. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
- Dispute Resolution
12.1. Before initiating any legal action, users (clients or advisors) must first attempt to resolve any issues directly with Nivesh Karo.com.
12.2. Users agree to allow Nivesh Karo.com a period of 21 working days to address and attempt to resolve any complaints or disputes.
12.3. Users must agree to the solutions provided by Nivesh Karo.com as part of this mutual resolution process before considering any further action.
- Waiver and Severability
13.1. No waiver by Nivesh Karo.com of any term or condition set out in these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Nivesh Karo.com to assert a right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision.
13.2. If any provision of these Terms and Conditions is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms and Conditions will continue in full force and effect.
- Entire Agreement
14.1. These Terms and Conditions and our Privacy Policy constitute the sole and entire agreement between you and Nivesh Karo.com regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.
- Contact Information
For any questions concerning these Terms and Conditions, please contact us at:
Email: team@niveshkaro.com
Address: Nivesh Karo.com - 4B - 48, Fourth Floor High Street - Highland Corporate Center Kapurbawadi, Thane (W) 400607
Business Hours: Monday to Friday: 11:00 AM - 6:00 PM Saturday: 11:00 AM - 3:00 PM Sunday: Closed
We will strive to respond to your inquiry within 21 working days.
