Get Best Deals, Lowest Premium & Highest Discount Guaranteed

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Life Insurance
Protect Family, Pay Less
🏥
Health Insurance
Best Health Cover Sure
🚗
Car Insurance
Low Premium Maximum Cover
🏍️
Bike Insurance
Smart Riders Choose Smart
📈
SIP, MF & ETF
Invest Smart, Grow Faster
👴
Pension Plan
Secure Tomorrow,Start Today
🛡️
Guaranteed Plans
Zero Risk,Assured Growth
🧒
Children Plans
Their Dreams,Our Promise
📮
Postal Schemes
Best Interest Rates
🏠
Home Insurance
Complete Home Protection
📊
Income Tax Filing
Expert Filing, Maximum Save
💬
Support Services
Always Here, Always FREE

Nivesh Karo

Zero Commission. Local Expert.

Nivesh Karo Expert:
Welcome to Niveshkaro! Ready to connect with local financial experts?
Nivesh Karo Expert: tell me what you’re looking for Insurance, Investments or Best deals?
Nivesh Karo Expert: tell me what you’re looking for Insurance, Investments or Best deals?
Connect with local expert

Why Choose Our Platform

Instant Connect

Connect with local experts within 24 hours guaranteed.

Zero Platform Fee

Completely free service with no hidden charges ever.

Huge Local Network

Connect certified neighborhood financial experts instantly.

Best Deals & Discounts

Guaranteed lowest premiums & Discounts from Top Companies.

Our Platform Beats All Others

Compare now and discover why thousands actively switch to our local expertise.

NiveshKaro Platform

Local Consultant Network

Only platform connecting neighborhood certified

Zero Commission Guaranteed

Absolutely no fees charged to customers ever

Unbiased Expert Recommendations

Independent advice prioritizing your financial success completely

Best Deals & Discounts

Guaranteed lowest premiums and maximum discounts

Instant Local

Meet neighborhood experts within 24 hours maximum

Neighborhood Trust

Face-to-face relationships with local financial professionals

VS

Other Platforms

Remote Call Centers

Generic distant advisors without local market knowledge

Hidden Commission Charges

Earn secret commissions pushing expensive products

Biased Sales Partnerships

Marketing partnerships influencing product recommendations unfairly

Standard Rates

Regular pricing without negotiated savings benefits

Slow Remote

Wait weeks for generic remote consultant appointments

Corporate Distance

Faceless online interactions with unknown representatives

Complete Financial Services at Zero Cost

Insurance, Investments, Tax filings—all handled by certified experts near you. Get started with zero fees!

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LIFE
  • Term Plan
  • Retirement Plan
  • Child Plan
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HEALTH
  • Individual Plan
  • Family Floater Plan
  • Group Plan
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MOTOR
  • Private Car Plan
  • Two-Wheeler Plan
  • Heavy Vehicle Plan
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STOCKS & MF
  • Demat A/c
  • Shares
  • Flexible SIP
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OTHER INVST.
  • NPS
  • PPF
  • NSC
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FILING
  • Income Tax Return
  • GST & TDS Return
  • Business Reg.
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SUPPORT SERVICES
  • Policy Alteration
  • Policy Status
  • Revival of Policy
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GOVT SERVICES
  • PMJAY
  • ESIC
  • Parivahan Sewa

Happy Client Success Stories

Read how our platform helped families save money and secure their financial future

Market Watch

Guides for insurance, investments, tax planning, market trends and more

National Pension Scheme (NPS): A Smart Approach to Building Your Retirement Fund

Blog Oct 05, 2025

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Blog Sep 21, 2025

Trademark Registration Process in India 2025: Step-by-Step…

Introduction In today’s intensely competitive business environment, a strong brand identity is…

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Business Registration Services in India 2025: Complete Online Guide for GST, MSME & Startups

Blog Jan 11, 2025

Business Registration Services in India 2025: Complete…

Introduction: The Importance of Business Registration and Compliance in India Starting a business in…

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Always Available Support

Real-Time Support When You Need It

Our expert support team connects you with certified local financial advisors for life insurance, health insurance, car insurance, bike insurance, mutual funds, SIP investments, tax planning, retirement planning, and wealth management services — all at absolutely zero cost with guaranteed best deals.

Instant Call Connect

Submit your information — we call you back within minutes guaranteed.

Call Back Service

Schedule your call — speak with local consultants at your preferred timing.

Support Chat

NiveshKaro FAQ

Platform, Insurance, Investment & Financial Planning Questions Answered

What is NiveshKaro and how does the zero commission platform work?

NiveshKaro is India’s first local financial platform connecting you with certified neighborhood insurance agents, investment advisors, and tax consultants within 24 hours. We operate on a zero commission and zero brokerage basis — meaning, you pay no fees at all. Simply fill out a form, and we match you with verified IRDA, SEBI, and AMFI-registered experts in your city offering life insurance, health insurance, SIP investments, mutual funds, and tax filing services.

How can I get the cheapest term insurance and best life insurance policy in India?

NiveshKaro’s local experts help you compare term insurance plans from over 20 insurers, ensuring you get the lowest premium rates with maximum coverage. We provide options from LIC, HDFC Life, ICICI Prudential, SBI Life and more. Plus, our certified advisors guide you to choose plans with top claim settlement ratios and benefits tailored to your family’s needs.

Which is the best health insurance plan for a family with cashless hospital network and co-pay benefits?

Our consultants help you find affordable family floater health insurance covering up to 6 members, including plans with cashless facilities across 18,000+ hospitals and zero co-pay options for seniors. We recommend health insurance plans compliant with Ayushman Bharat, covering maternity, critical illness, and pre-existing conditions, starting at just Rs. 15,000 annually for Rs. 5 lakh cover.

How do I start SIP investment and open a free demat account online for beginners?

NiveshKaro connects you with SEBI-registered advisors to start SIPs with as little as Rs. 500 monthly. We help open free demat accounts with top brokers like Zerodha, Angel One, and HDFC Securities—without maintenance fees. Our experts design diversified portfolios including equity, debt, and ELSS funds, helping you create wealth over 15–20 years with potential 12–18% returns.

What are the best government investment schemes like PPF and others?

Our advisors assist you in investing in PPF, National Savings Certificate (NSC), Sukanya Samriddhi Yojana, and National Pension Scheme (NPS) to maximize returns and tax benefits. Use our PPF calculator to plan your 15-year investments at 7.1% interest and save up to Rs. 1.5 lakh under 80C. We guide you on optimizing NPS contributions to get extra tax deductions under section 80CCD(1B).

How can I renew car insurance or buy motor insurance online with zero brokerage?

NiveshKaro offers zero-brokerage motor insurance services for cars and bikes, including policy renewals at up to 50% discounts. We provide instant quotes from leading insurers, including add-ons like zero depreciation, roadside assistance, and engine protection. Our local advisors ensure smooth claim settlement and help maintain your No Claim Bonus (NCB).

How do I file Income Tax Return (ITR) online and get maximum tax savings?

We connect you with certified Chartered Accountants who help file your ITR on time with maximum tax-saving strategies. From salaried employees to professionals and business owners, our tax experts assist in optimizing deductions under 80C, 80D, 24B and more, ensuring hassle-free filing and fast refunds.

Why is NiveshKaro the best platform for safe and profitable investment in India?

NiveshKaro combines local expert guidance with investment options like government schemes, fixed deposits, mutual funds, and stock market investments. Our advisors design personalized portfolios balancing risk and reward, offer transparent advice, and provide regular reviews and rebalancing — helping you build wealth confidently with no commissions.

Are there any fees or hidden charges when using NiveshKaro?

No. NiveshKaro strictly follows a zero commiission and zero fee model for customers. All advisory and brokerage commissions are paid by insurers or fund houses directly to advisors. You get unbiased financial guidance with no hidden costs, making it one of the best free financial advisory platforms in India.

Can I get help with EMI, SIP, and retirement planning calculators?

Yes, NiveshKaro provides access to a suite of free online calculators—EMI, SIP, retirement corpus, tax savings, and more. Our experts help you use these tools to plan your loan repayments, systematic investments, and retirement goals effectively.

How do I become a financial partner with NiveshKaro?

NiveshKaro invites insurance agents, mutual fund distributors, tax consultants, and financial advisors to join its rapidly growing network. Partners enjoy exclusive local leads, free marketing support, digital tools, and retention of 100% commissions. Whether you’re a beginner or a pro, our training and ongoing support help grow your business.

Is my personal and financial information safe with NiveshKaro?

We provide 24x7 customer support via email, phone, and live chat. Our local advisors are always ready to assist with policy renewals, claim support, investment tracking, and any financial planning queries. You can connect with experts face-to-face or remotely at your convenience.

Does NiveshKaro help with business registrations and legal documentation?

Yes. We connect you with legal and compliance experts for company registration, Udyam (MSME) certification, trademark filing, GST registration, FSSAI licenses, and more. Our network helps startups and businesses with all required documentation and legal formalities.

How does NiveshKaro ensure safety and reliability of financial advice?

NiveshKaro is a digital facilitator connecting users to certified, IRDA and SEBI-registered independent advisors. We recommend users verify credentials before finalizing transactions. We operate transparently with clear disclaimers and encourage users to seek multiple opinions and use official grievance redressal channels if needed.